About Zudo
Effortless Group Payment Collection
Zudo helps organizers collect, track, and manage money for group events — from fantasy leagues to golf trips. No spreadsheets. No awkward reminders. Just smooth payments and automatic updates.
Organizer-Controlled Reminders and Updates
All messages are sent only when an organizer chooses to notify their group — like payment reminders or payout details in a group text. Zudo never sends messages on its own and never markets to users.
Purpose-Built for Group Events
Zudo is designed for event-specific use: things like entry fees, group payments, and who-owes-what updates. It's not for mass messaging — just the info your group needs, when they need it.
How Zudo Works
Fantasy Football League
A league commissioner creates a fantasy football league in Zudo and adds participants by Name with the option to enter phone number and/or email. The commissioner uses Zudo to keep track of who has paid and can send payment reminders and league updates to participants. Participants receive messages like payment due dates and league announcements. All messages are transactional and initiated by the commissioner.
Beach House Weekend
A group of friends is planning a shared beach house rental. One person creates the event on Zudo, enters the cost per person, and adds each participant to the group. The organizer uses Zudo to track payments as well as send payment reminders. If someone hasn't paid by the deadline, the organizer can send a reminder through Zudo.
Super Bowl Squares Game
An office runs a Super Bowl squares pool. The organizer creates the grid using Zudo, sets a price per square, and builds an invite list using Zudo. The organizer can then send the invite to the group to see if they would like to participate, the note would include a link taking a potential participant to a site to sign up and join the squares game. The organizer uses Zudo to send messages about payment status, and winner notifications. All messages are directly related to the event and initiated by the organizer.
SMS Platform & Compliance
How Our SMS Platform Works
Zudo provides a messaging platform that enables event organizers to send transactional SMS messages to participants. Here's how it works:
Important: No Direct Opt-In Collection
Zudo does not collect direct opt-ins from message recipients. Instead:
- Organizers add participants and their info during event setup
- Organizers confirm they have permission to contact each participant
- All messages are transactional and event-specific
- Recipients can opt-out by replying "STOP" to any message
Message Types: Payment reminders, event updates, payout notifications, and other event-related communications.
Opt-Out: Recipients can opt-out at any time by replying "STOP" to any message or contacting us at info@zudoinc.com or 410-562-6216.
Privacy: Phone numbers are only used for event-related messaging and are never shared with third parties for marketing purposes.
Contact Us
Get in touch with us for support, questions, or to learn more about our peer-to-peer messaging platform.
Address
1001 Whitehall Cv
Annapolis, MD 21409
Zudo LLC headquarters
Privacy Policy
Last updated: July 2025
Introduction
Zudo LLC ("Zudo," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our platform to manage group activities and payments, including features such as SMS messaging, payment tracking, and event coordination.
Important Notice About Messaging
Zudo provides a platform for organizers to send transactional SMS messages to event participants.
- All messages are initiated by organizers who have a direct relationship with recipients.
- Zudo does not send promotional messages, marketing content, or recurring alerts.
- Messages are related only to specific events such as payment reminders, updates, or payout notifications.
- No mobile data will be shared with third parties or affiliates for marketing or promotional purposes at any time.
Information We Collect
Personal Information
- Account Information: Name, email address, and phone number (optional)
- Event Data: Event names, participant names, and payment amounts
- Payment Information: Payment method details (securely processed by our third-party payment partners)
- Usage Data: Platform activity, such as event creation, invites sent, and payments tracked
Automatically Collected Information
- Device Data: Browser type, operating system, and device identifiers
- Usage Analytics: Pages visited, features accessed, time spent on the platform
- Security Logs: Login attempts, authentication events, and suspicious activity
How We Use Your Information
We use the information we collect to:
- Deliver and operate Zudo's services (event setup, payment tracking, notifications)
- Secure your account and prevent fraud or abuse
- Respond to customer support inquiries and send important service-related communications
- Improve our platform based on usage insights and feedback
- Comply with legal obligations and enforce our Terms of Use
SMS & Text Messaging
Zudo may send SMS/text messages in the following contexts:
- Event Messages: Payment reminders, status updates, and payout confirmations
- Security Alerts: Login attempts or account recovery
- Customer Support: Responses to help requests or follow-ups
All SMS messages are sent at the request of the event organizer. Zudo does not send automated marketing texts.
By providing your phone number or accepting an invite to an event, you agree to receive SMS messages from Zudo on behalf of the organizer.
- Message and data rates may apply
- Reply STOP at any time to opt out of future texts
- Your phone number is securely stored and only shared with SMS service providers (e.g., Twilio) as needed to deliver these messages
- We do not sell or share mobile contact information with marketers or third parties
Data Sharing
We do not sell your personal information. We only share data under the following conditions:
- Trusted Service Providers: Such as payment processors, cloud hosting platforms, analytics tools, and SMS providers (e.g., Twilio)
- Legal Compliance: In response to subpoenas, court orders, or legal processes
- Business Transfers: As part of a merger, acquisition, restructuring, or asset sale
- With Your Consent: When you explicitly authorize us to share data
Data Security
We use industry-standard measures to protect your information:
- Encryption: Data is encrypted in transit and at rest
- Authentication Controls: Login protections including rate-limiting and anomaly detection
- Access Restrictions: Only authorized personnel have access to sensitive data
- Ongoing Reviews: Regular security audits, patching, and vulnerability testing
- Data Minimization: We only collect what's necessary to provide Zudo's services
Your Rights
Depending on your location, you may have the right to:
- Access: Request a copy of the personal data we hold about you
- Correction: Update incorrect or outdated information
- Deletion: Request deletion of your account and associated data
- Portability: Export your personal data in a portable format
- Opt-Out: Unsubscribe from non-essential communications
To exercise any of these rights, please contact us at the address below.
Data Retention
We retain personal data only as long as necessary to fulfill the purposes outlined in this policy or to meet legal, regulatory, and tax requirements.
Account data is typically retained for up to 7 years after closure, unless otherwise required by law.
Children's Privacy
Zudo is not intended for use by children under the age of 13. We do not knowingly collect personal data from children. If you believe a child has submitted information to us, please contact us immediately so we can delete it.
Terms of Service
Last updated: July 2025
1. Acceptance of Terms
By accessing or using Zudo's platform and services ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the platform.
Zudo LLC ("Zudo," "we," "our," or "us") provides a tool to help users organize group events, collect payments, and send event-related updates.
2. Eligibility & Account Responsibility
- You must be at least 18 years old, or have parental/guardian consent, to use Zudo.
- You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
- You agree to use Zudo only for lawful purposes, including managing group events and associated payments.
3. Description of Service
Zudo is a group payment and event coordination platform. We offer tools to:
- Create and manage events
- Track participant payments
- Send payment reminders and event updates
- Facilitate group payouts
- Enable one-time, organizer-triggered SMS notifications
Messaging Infrastructure
Zudo provides messaging infrastructure only. Messages are sent by organizers to participants they invite — Zudo does not initiate contact or send promotional messages.
4. Payments & Fees
- Zudo does not process or hold payments directly. All transactions are managed by you and your participants, or through integrated third-party payment providers (e.g., Stripe).
- Fees or processing charges, if any, are subject to those third-party providers' terms.
5. User Content
You are responsible for any content you submit or share through Zudo, including:
- Event titles and descriptions
- Participant names or contact information
- Messages or payout instructions
You agree not to upload or transmit content that is unlawful, abusive, misleading, or violates the rights of others.
6. Privacy
We care about your privacy. Please review our Privacy Policy for full details on how we collect, use, and protect your personal data.
7. SMS/Text Messaging
Zudo enables organizers to send SMS messages to participants for:
- Payment reminders
- Event updates or confirmations
- Account recovery
- Customer support follow-ups
All messages are sent only when triggered by a registered organizer. Zudo does not send recurring or marketing messages.
By providing your phone number or accepting an invite to an event, you consent to receive such messages.
- Message and data rates may apply
- You may opt out anytime by replying STOP
- See our Privacy Policy for more on SMS data usage